What is Surrogacy Insurance and Why Do I Need it?

Let our Surrogacy Lawyer Explain it to You

If you are considering becoming a surrogate, one of the concerns you should have is insurance to cover a surrogate program. Your current insurance company may not have policies for things like this. If you are not sure about policy requirements, a surrogacy attorney at Steven H. Snyder & Associates will help you determine your insurance policy’s requirements or an egg donor attorney will help you choose applicable insurance for the pregnancy.

What Does Surrogacy Insurance Provide?

Surrogacy insurance provides peace of mind knowing that your medical needs will be provided for, plus:

• Surrogate maternity coverage plans
• Egg donor and recipient cycle coverage
• A care plan for international newborns
• Death insurance
• Life insurance
• Various coverage for the professionals involved in your surrogacy (doctors)

Should I Purchase Surrogacy Insurance?

If your insurance company does not provide the level of coverage you are comfortable with or if your insurance company does not provide the necessary health care at all, you should purchase surrogacy insurance. Your own health insurance will cover the pregnancy, but it may not cover certain tests related to being a surrogate. A surrogacy lawyer can help you choose a surrogacy insurance policy that meets your needs.

Standard health insurance does not cover many elective procedures, including in-vitro fertilization, which is why a surrogacy insurance policy may be necessary. The surrogacy and in-vitro fertilization process can be expensive. Having insurance that covers the pregnancy and certain tests done during the pregnancy helps with the financial burden of using in-vitro fertilization.

Co-parenting and Child’s Expenses

If you are entering into a surrogacy program with the intention of co-parenting, we can also help you organize the child’s expenses, including insurance for the children. Both sets of parents should also have life insurance for the child, in the event that something happens to one set of parents.

Contact a surrogacy attorney at Steven H. Snyder & Associates to learn more about the surrogacy process, including co-parenting plans.